Emerging Technologies and the Future

CBDCs, stablecoins, AI, and where payments goes next.

The future bundle. CBDCs, stablecoins and AI in payments, real-time payments architecture, payments in 2025 and beyond, and how 10 large banks do payments.

4 chapters · 30 lessons · ₹999

Estimated duration: 1.6 hours of narration, plus exercises, simulators and tests.

Who this course is for

Business analysts, product owners and architects tracking where payments are going.

Prerequisites

Payment Foundations, or equivalent working knowledge of the payment lifecycle.

What you will learn

• Explain CBDCs, stablecoins and tokenised deposits.
• Explain AI in reconciliation, fraud, customer service and operations.
• Explain real-time payments architecture.
• Assess what is real and what is hype in payments innovation.
• Explain how 10 large banks run payments.

Practical exercises

Every lesson includes a practical exercise in the lesson player, with the problem, the information available, the action expected, what counts as a correct result, and why the answer is correct. This course has 30 exercises, one per lesson, plus the hands-on labs and simulators listed below.

What you will produce

• An assessment of one emerging payments technology: what it changes, what it does not, and where it fits.

Completion criteria

• Finish all lessons in the bundle.
• Pass the Emerging Technologies Test with 70% or more.

Included chapters

• CBDCs, Stablecoins and AI in Payments (9 lessons)
• Real-Time Payments Architecture (7 lessons)
• Payments in 2025 and Beyond (7 lessons)
• How 10 Large Banks Do Payments (7 lessons)

Practice tests included

Timed multiple-choice tests for this material, with the correct answer and an explanation for every question.

• Emerging Technologies Test (10 questions · 10 minutes)

Simulators and playgrounds included

Run a payment yourself instead of just reading about it. These interactive simulators cover the same material as the chapters above.

• Scenario Simulator

Hands-on labs included

Real work products: write the document, build the artefact, and compare it with the worked example.

• Deliver an Instant Payments Feature in Three Sprints

Not included

This bundle does not include the other courses:

• The Integrated Course (85 chapters, 635 lessons)
• Payment Foundations (5 chapters, 37 lessons)
• ISO 20022 and SWIFT Messaging (11 chapters, 87 lessons)
• Global Payment Rails (10 chapters, 77 lessons)
• Cross-Border and Correspondent Banking (7 chapters, 50 lessons)
• Clearing, Settlement and Liquidity (4 chapters, 29 lessons)
• Cards and Domestic Payments (6 chapters, 44 lessons)
• Compliance, Risk, Operations and Reconciliation (8 chapters, 59 lessons)
• Payment Architecture and APIs (8 chapters, 62 lessons)
• BA and PO Professional Practice (5 chapters, 37 lessons)